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Personal Loans

Whether it’s for an emergency, special purchase, or unexpected expense, PostCity Personal Loans give you the flexibility and support you need when cash is tight. We offer a variety of loan options, all with low rates and flexible terms, so you can get the funds you need.
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What We Offer

Unsecured Loans

When you need cash fast, a PostCity Unsecured Loan can provide the solution without the hefty payments and high interest rates.
  • Low FIXED rates
  • Lump sum payouts
  • Terms up to 48 months
  • Borrow up to $10,000
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Just Ask Signature Loans

When an emergency arises and you need funds quickly, our Just Ask Signature Loan helps cover the costs. At PostCity, you always have options—just ask.
  • Borrow $500–$3,000
  • Flexible terms from 3–18 months
  • Reliable options for emergencies
  • Fast approval for immediate access
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Secured Loans

A PostCity Secured Loan is the ideal way to access funds while building or rebuilding your credit. Backed by your savings or Share Certificate for added security, you’re free to focus on improving your credit score.

A PostCity Share or Certificate Secured Loan delivers:
  • Low FIXED rate
  • Great for establishing or improving your credit
  • Earn dividends while borrowing
  • Terms up to 120 months or the term of the Certificate
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Line of Credit

Access extra funds with ease whenever you need them. Our Line of Credit brings you the flexibility to borrow as needed without extra hassle.

PostCity Line of Credit features:

  • Low FIXED rate
  • No annual maintenance fees
  • Pay interest only when you access funds
  • 24/7 access via Online Banking and Mobile Banking
  • Overdraft protection for your Checking Account
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Protect Your Post City Loan

Debt Protection helps safeguard your loved ones from financial strain in the event of unexpected circumstances, like:

  • Involuntary unemployment
  • Disability
  • Death
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Your Savings Insured TO $500,000 Per Account. American Share Insurance. By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. The credit union is not insured by any state government.

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